Skip to Content

Wise Travel Card Review: The Multi-Currency Debit Card For Travellers

Wise Travel Card Review: The Multi-Currency Debit Card For Travellers

The Wise Travel Card is a Visa Debit card designed for international travellers and individuals who frequently make multi currency transactions. I was first introduced to the Wise card by another travel blogger who had been using it for a few years and could vouch for its credibility.

At the time, I was looking for a money transfer account that would allow different currencies to be paid into it without incurring the hefty conversion fees my high street bank was charging me. I also wanted an easy-to-use, app-based money card that I could use during my travels to check, top-up and convert balances whenever needed.

The Wise Travel Money Card sounded perfect because it would allow me to have one debit card holding credit balances in USD, EUR, and GBP, all in separate currency wallets. I could then use my Wise Euro credit balance to buy items charged in Euros and likewise for USD. My transactions would be like-for-like, with no hefty currency conversion fees appearing on a statement.

I could also exchange one currency wallet balance for another at any time via the Wise App. The app is easy to use, and with a press of a button, I can auto-convert my USD or EUR balances for GBP, which appear in my online GBP currency wallet immediately. Simple!

Wise also allows me to send, add, or request money at any time and even set up direct debits through the app.

In the time I have been using my Wise Travel Card, I have been very pleased with its functionality and am happy to let other travellers (and non-travellers) know about it. For transparency, please see the Wise Card Fees and Pricing.

This travel guide may contain affiliate links – please read my disclaimer and privacy policy for more information.

What Is The Benefit Of Using Wise?

  • Multi-Currency Account:
    • The Wise Debit Visa is linked to a Wise multi-currency account, allowing you to manage money in multiple currencies.
  • Real Exchange Rate:
    • One of the key features of Wise is its use of the real exchange rate, providing users with rates close to the mid-market rate without additional markups. This can result in cost savings compared to traditional banks.
  • Interest:
    • The card offers interest on your multi-currency balances, which is great if you don’t intend to withdraw your funds immediately.
  • Low Transaction Fees:
    • Wise typically offers transparent and competitive fees for international money transactions and currency conversions. Users may benefit from lower fees compared to traditional banks.
  • Contactless Payments:
    • The card supports contactless payments, allowing for quick and convenient transactions at merchants that accept contactless payments.
  • Global Acceptance:
    • The Wise Debit Card is a Visa, which means it’s an international debit card widely accepted globally. Users can use the card for online, in-person, and ATM withdrawals worldwide. It’s all you need in one card.
  • Mobile App:
    • Wise provides a mobile app that allows users to manage their multi-currency accounts, monitor transactions, and receive notifications. The Wise app also features such as spending analytics and budgeting tools.
  • ATM Withdrawals:
    • The card can be used to withdraw cash from ATMs around the world. Wise has partnerships with specific ATMs to offer fee-free or reduced-fee withdrawals up to a specific limit.
  • Security Features:
    • Visa provides standard security features, and Wise offers additional security measures through its app, such as the ability to lock/unlock the card and receive instant transaction notifications.
  • Card Activation and Management:
    • Users can activate and manage their Wise Debit Visa through the Wise mobile app.
A Green Wise Travel Card.

Wise Card For International Travel

I recently used my Wise travel card while on holiday in Lanzarote, Spain. I paid for entrance fees and food and drink in Euros, which was debited from the Euro currency wallet in my Wise account. The debit card was so easy to use, and I knew I wasn’t going to be charged any additional fees as the transaction was made in EUR rather than being converted from GBP.

I also just purchased a flight online and paid in USD. This came from my Wise USD currency wallet, which was straightforward with no added foreign transaction fees.

How To Get Your Wise Card

I hope this post has helped outline the benefits of getting a Wise Travel Card. The details I have provided are a brief overview, so please visit the official Wise website for more in-depth details before signing up.

You can access a digital card in your app as soon as Wise accepts your application, but if you prefer a physical card like me, you can apply for one below.

The physical Wise card costs a one-off fee of £7. And yes, the card really is the same colour as Kermit the Frog from The Muppet Show!


I am not a financial expert, nor did Wise pay me to write this article; however, I am now part of their affiliate scheme, and I will receive a small commission if you sign up through my link. This is at no extra cost to you and helps me keep this travel blog running.

The opinions in this review are based entirely on my own experiences using my Wise Debit Card. Before you sign up for a Wise Card, please be sure to do your own due diligence.

Pinterest Graphic.